Personal Loan Tips

When we talk about an ICICI personal loan, which is one of the most popular loan options among the customers, the most common question asked by people is about the ICICI Personal Loan Interest rates . The reason: Personal Loan is a fully unsecured loan which means a customer doesn’t need to pledge any kind of collateral against the loan amount he or she would get. So, take an example for yourself. If you are lending money to someone without any security, the trust amount in this transaction must be quite high. Similarly, during a personal loan, a lender checks the creditworthiness of an individual by his or her credit score.  A credit score is a 3-digit number ranging from 300 to 900 which defines an individual’s creditworthiness. There are several benefits of a good credit score (750 or above) such as lower interest rates, quick approval & disbursal, higher loan amount, etc. But the most important aspect is that your credit score defines the Rate of Interest which ultimately a...

Kotak Mahindra Bank is the top private sector bank in India. And to help its customers during a financial crisis, the bank offers you a Kotak Personal Loan . It is an unsecured loan where you can borrow a lump sum of fund without pledging any kind of security. You can borrow money from Kotak Mahindra Bank from INR 50,000 to INR 20 lakh. Read the article to know details of the Kotak Personal Loan. Kotak Personal Loan is a Multipurpose Loan for Your Needs! You can apply for Kotak Personal Loan for any financial emergencies such as for:- Medical Emergency Foreign Education Marriage Travel Home Renovation The bank doesn’t want to know the purpose of your Kotak Personal Loan, they just sanction you the loan based on your income and credit history. What is the Eligibility for Kotak Personal Loan? To apply for the Kotak Personal Loan, you need to meet the following criteria:- Age 21-58 years Minimum income INR 20,000 per month Minimum educational qualification of a graduate  Employee of a...

  Do you receive a message or email from HDFC Bank that you are one step away from securing a personal loan? If yes, it is the result of your good credit history and discipline loan payment that HDFC Bank has considered your profile eligible for a pre-approved personal loan in India . A personal loan is an unsecured loan which is borrowed from the bank. There are various purposes of a personal loan and the advantage in this is that you don’t need any collateral or security. Read this article below to know how to apply for a HDFC pre-approved personal loan in India. How the Process Will Start? A simple set of documentation is the first step to apply for HDFC personal loan . However, the method will be faster without any additional documents if you have a HDFC pre-approved personal loan in India. Because in a pre-approved personal loan there is no such need for documentation. It is offered by the HDFC bank to the existing customers only. Your clean and default free proven track recor...

Any individual may face a situation in his or her life when they are in need of urgent funds to fulfill their various needs. Among those individuals, Government Employees also hold a special place in our society. There are several banks and financial institutions that provide exclusive loans to such employees by giving the special treatment they deserve. State Bank of India (SBI) is undoubtedly one of the largest lenders of India. Among all the options, one of the most popular is the SBI Personal Loan for Government Employees . Any individual who is a government employee and having his or her Salary Account with SBI can easily go for this exclusive loan option.  Due to its amazing products, SBI has this special place among customers and this personal loan for Government Employees is no less. The best thing about this personal loan is customers don’t need to pledge any kind of collateral or security against the loan amount. So, what are those features that make SBI personal loan for...