You can buy a personal loan from IDFC FIRST Bank. and the advantage of this is that you don’t have to submit the assets. The loan can be borrowed solely on your personal loan eligibility. For this the bank will take your income, credit history and monthly obligations into account. Read this post and know more about the IDFC Bank personal loan . What is the IDFC Bank Personal Loan Eligibility? You can get a personal loan from IDFC FIRST Bank if you are self-employed or salaried. Check out the below mentioned eligibility criteria. For Self Employed Individuals: The business must be in existence for 3 years minimum The company’s profit after tax (PAT) for the last two financial years should be positive Age of the applicant should be between 28 and 68 years For Salaried Individuals: Age of the applicant should be between 23 and 58 years Must be working in private or public sector company So, if you met the above criteria, that means you are eligible for IDFC Bank personal loan. List of Do