What is the maximum amount that I can receive when going for a personal loan? How would a lender assess my eligibility for the HDFC personal loan ? - These are some of the questions that people often ask when applying for a personal loan at HDFC Bank, which is one of the leading private banks of India. First of all, you need to understand what is the need to go through a lens of eligibility criteria when going to get a personal loan. Well, a personal loan is an unsecured loan which means customers don’t need to submit collateral. You can understand this by yourself. Suppose someone wants to borrow some money from you. Before giving the same, you would want to make sure that this person will return your money. Eligibility criteria are the way to assess the same when a lender provides the required money to borrowers. There are several factors that an individual needs to fulfill before going for an HDFC personal loan. In this article, we will be talking about all those factors so that y