Do you receive a message or email from HDFC Bank that you are one step away from securing a personal loan? If yes, it is the result of your good credit history and discipline loan payment that HDFC Bank has considered your profile eligible for a pre-approved personal loan in India . A personal loan is an unsecured loan which is borrowed from the bank. There are various purposes of a personal loan and the advantage in this is that you don’t need any collateral or security. Read this article below to know how to apply for a HDFC pre-approved personal loan in India. How the Process Will Start? A simple set of documentation is the first step to apply for HDFC personal loan . However, the method will be faster without any additional documents if you have a HDFC pre-approved personal loan in India. Because in a pre-approved personal loan there is no such need for documentation. It is offered by the HDFC bank to the existing customers only. Your clean and default free proven track record ma