Personal Loan Tips

You can buy a personal loan from IDFC FIRST Bank. and the advantage of this is that you don’t have to submit the assets. The loan can be borrowed solely on your personal loan eligibility. For this the bank will take your income, credit history and monthly obligations into account. Read this post and know more about the IDFC Bank personal loan . What is the IDFC Bank Personal Loan Eligibility? You can get a personal loan from IDFC FIRST Bank if you are self-employed or salaried. Check out the below mentioned eligibility criteria.  For Self Employed Individuals: The business must be in existence for 3 years minimum The company’s profit after tax (PAT) for the last two financial years should be positive Age of the applicant should be between 28 and 68 years For Salaried Individuals: Age of the applicant should be between 23 and 58 years Must be working in private or public sector company So, if you met the above criteria, that means you are eligible for IDFC Bank personal loan. List of Do

Several banks and NBFCs provide the option of a personal loan to customers who are looking to fulfill their financial needs in an urgent way. IndusInd Bank Personal Loan is one of the popular options among customers due to its affordable interest rates. But do you know about the repayment method of a personal loan? Well, it is one of the important things that several people miss to notice. That’s why we are first talking about the concept of EMI?  Well, let’s say you borrow some money from IndusInd Bank in the form of a personal loan, you can repay the amount via Equated Monthly Installments (EMI). This amount consists of a portion of both the principal and interest amounts. You must be thinking what must be the reason behind this concept of EMI? Well, lenders introduced this to make the overall repayment process smoother and simpler for individuals. The EMI amount is usually a fixed amount that you will need to clear off every month within a fixed time frame. For example, you took an

Whenever you need a lump sum of funds, you can borrow it from Canara Bank, and for this you just have to apply for the Canara bank personal loan . Using the personal loan, you can pay your debts, meet any financial obligations like wedding expenses and medical emergencies, etc. Read the article below and know details of the Canara bank personal loan. Can I Borrow Canara Bank Personal Loan? Yes, you are eligible to borrow a personal loan from canara bank if you meet the following criteria:- The salaried employees of a  Central or State Government Reputed PSUs Joint Stock Companies. Reputed Corporates Public Limited Companies Private Institutions Lecturers Asst. Professors Professors of Colleges, Research Institutes and Universities. IT/BT Companies There is no specified income criteria for the canara bank personal loan, so you don’t have to worry about that. How Much You Can Borrow? From Canara Bank, you can borrow a personal loan up to 6X your monthly income or INR 3 lakh which is less

CIBIL score holds a special place in an individual’s financial life. Consider this as your financial scorecard that determines your creditworthiness. Provided by one of the leading credit bureaus of India, CIBIL, this score generally ranges from 300 to 900. The higher your score will be, the higher will be your chances of getting a loan or credit approval and vice versa. But there is one common and important question that people often ask - How to Check CIBIL score ? Many people don’t know how to check their score as it is one of the important factors in an individual’s financial life.  Well, the process to know your CIBIL score is quite easy. A customer only needs to visit the official website of CIBIL. On reaching there, you will need to fill a basic few details such as your name, email id, mobile number, PAN number, etc. On the basis of these details, CIBIL will send your credit report on your registered email address. This report will have all the details of all your financial tran