Dena Bank is amalgamated with Bank of Baroda which improves its lending rate and provides you the desired loan at an effective rate of interest. To get a personal loan from Dena Bank, you need to meet its eligibility criteria. You can borrow 9X your monthly income from Dena Bank at an attractive interest rate of 10.10%-15.10% per annum. Dena Bank provides you a loan depending on your age, income and creditworthiness. Read the article and know how to borrow Dena Bank personal loan . Income :- To get a Dena Bank personal loan, you need to have a regular income. And the salaried individuals should have a minimum net monthly income of INR 15,000 or above. The loan amount is based on the income you earn. Because an individual income shows the capacity of repayment. And if your income is high the loan is approved quickly. Age:- Your age should be minimum 24 years during the loan application process and not exceed above 55 years during the maturity period. Because if you apply for a Dena Bank