Personal Loan Tips

So the day has finally come, you are getting married. But wait a minute does wedding expenses bother you? If that’s so, borrow Bajaj Finserv Personal Loan . It is an easy and affordable way to meet unexpected financial needs. For highlights, you can borrow up to INR 25 Lakh from Bajaj Finserv at an interest rate of 13.00% per annum onwards. Let’s go right into this article and know more about the features and benefits of Bajaj Finserv Personal Loan. High Loan Amount Borrowing Bajaj Finserv Personal Loan means all your wedding expenses will be met because it has a maximum limit of INR 25 Lakh. How does the personal loan amount determine? The loan amount will be based on the following factors - Age - The minimum age criteria for Bajaj Finserv Personal Loan is 23 years, and if you meet the same and earn a good monthly income, you can borrow the high loan amount. Whereas if your age is around the maximum age limit of 55 years, there will be fewer chances for you to borrow a high loan amoun

Affordable United Bank of India personal loan interest rate is one of the key reasons behind the popularity of a personal loan from United Bank of India among customers. Since interest rates on a personal loan directly impact your repayment amount (EMI amount), it is important to keep a close eye when choosing the suitable personal loan interest rates for you. But there is one tool that is often ignored by the customers that can prove to be beneficial for different purposes - the United Bank of India personal loan EMI Calculator . As the name suggests the primary purpose of this tool is to have an estimate of the EMI amount. An individual just needs to put a few basic details into the tool, and it will give you results within a second. One of the amazing things about this tool is that any individual can use this tool without any hassle. Also, you can be assured about the accuracy this tool provides. In this article, we will be telling you about all the different purposes for which you

Yes, Tata Capital Personal Loan Interest Rate is affordable and will come in your income range. So you don’t need to worry about the loan repayment. Tata Capital provides you an attractive personal loan up to INR 25 lakh at an interest rate starting from 10.99% per annum. The Tata Capital Personal Loan Interest Rate will remain fixed during the tenure, so your EMI will be paid smoothly. Let’s know more about Tata Capital Personal Loan Interest Rate and its repayment in this article below. Factors That Will Determine Your Tata Capital Personal Loan Interest Rate! While applying for a Tata Capital Personal, you should take care of the following factors if you want to grab an affordable interest rate - Debts - Ensure you pay all your debts without any due or default. Because a good credit history might help you get the lowest Tata Capital Personal Loan Interest Rate. So when you are applying for a personal loan at Tata Capital, do check your credit report to see whether you have repaid y

What is the maximum amount that I can receive when going for a personal loan? How would a lender assess my eligibility for the HDFC personal loan ? - These are some of the questions that people often ask when applying for a personal loan at HDFC Bank, which is one of the leading private banks of India. First of all, you need to understand what is the need to go through a lens of eligibility criteria when going to get a personal loan. Well, a personal loan is an unsecured loan which means customers don’t need to submit collateral.   You can understand this by yourself. Suppose someone wants to borrow some money from you. Before giving the same, you would want to make sure that this person will return your money. Eligibility criteria are the way to assess the same when a lender provides the required money to borrowers. There are several factors that an individual needs to fulfill before going for an HDFC personal loan. In this article, we will be talking about all those factors so that y

Bank of India Personal Loan Interest Rate is based on one year Marginal Cost of Fund-based Lending Rate (MCLR) of Bank of India, which is currently 7.35%. So as per the Bank of India 1-year MCLR the personal loan interest rate ranges from 10.85-12.85%. But other than that the factors which will affect your Bank of India Personal Loan Interest Rate is your eligibility. So, if you want to get an affordable rate from Bank of India, you need to ensure that you will take care of the following factors that are mentioned in this article below. Credit Score To make a good first impression, you need to make sure that your credit history is free from default and due payments. How is a credit history built? Your credit score is built on the base of your borrowed credits including both secured and unsecured loans. And the score will range from 300-900.  If your credit score comes under the range of 300-600, it means you have some unsettled debts on your credit history. If your credit score falls

A personal loan is one of the most popular loan options among customers as they can opt for this quickly without submitting any collateral. But lenders can place strict eligibility criteria for customers who want a personal loan. When it’s about fulfilling your personal needs, Bajaj Finserv Personal Loan is one of those options that people go for. Same as other personal loan types, Bajaj Finserv also expects customers to fulfill the criteria before getting a personal loan.    You must be thinking about the eligibility criteria you need to fulfill when going for a personal loan. Well, since lenders are providing personal loans to customers without any security, there is a certain credit risk involved in the process. To minimize this risk, lenders assess individuals on different parameters. If an individual successfully goes through these parameters, the lender will provide the loan amount and vice versa. That’s why it is important to understand the Bajaj Finserv Personal Loan Eligibili

Irrespective of an individual’s profession, be it salaried or self-employed, the need for money can arise from anywhere without any prior information. Do you need this to be fulfilled with the help of a personal loan? Well, you can choose from several lenders that provide a personal loan facility to customers without presenting any collateral. Among those lenders’ options, SBFC Personal Loan is one of the most popular ones among customers. There are several reasons that push its popularity - affordable interest rates, lenient eligibility criteria, higher loan amount, the hassle-free application process, and others.    One of the best things about SBFC Personal Loan is that individuals can take the loan amount for various purposes whether it is their child’s education or marriage or any health-related expenses or any travel planning. So, if you are looking to opt for a personal loan for your emergency needs, this can be a good option for you. In this article, we will be telling you som

Earlier this year we all faced different financial situations but there is one thing that never changes, which is Punjab National Bank (PNB) efficient services for customers. And in our hard times, PNB Personal Loan helps us, so we can get our day to day needs whenever there is a financial emergency. Using PNB Personal Loan, you can borrow up to 15X your monthly income, which may be quite enough to meet your financial needs. So if you are having financial difficulties, read this page and know more about PNB Personal Loan features and benefits. Check Out for the PNB Personal Loan Eligibility! If you are interested in PNB Personal Loan, you should check out the following - Applicants should draw salary from PNB Check-off facility must be available And if you are a confirmed or permanent employee of any central or state government or PSU, you need to have a minimum experience of 2 years including the previous employer, if any. If the applicant is a confirmed or permanent employee of othe

You must have heard it from the people around you that to get a personal loan, individuals need to go through certain eligibility criteria. Well, as you know individuals opt for a personal loan whenever they face urgent financial needs. HDFC Personal Loan is one of the popular loan options among customers because of several reasons such as its affordable interest rates, softer conditions related to eligibility, minimal documentation process, quick disbursal, etc. Other than this, an individual can opt for a personal loan from HDFC Bank for different purposes such as Travel, Education, Marriage, etc.  But as we mentioned in the introduction, individuals need to qualify a few conditions if they want to get a personal loan from HDFC Bank. If you are thinking about the reason behind it, let me tell you that since this is a personal loan, lenders make sure to provide a personal loan to those people who can repay it in a responsible manner. And their credibility can be checked by their elig