Personal Loan Tips

Every one of us faces some kind of financial emergency at some point in our lives when we are in need of funds right away. The needs can vary from one individual to another. Some would need the fund for travel or some for funding his or her child’s education and so on. Do you know that all of these needs can be fulfilled with a Tata Capital Personal Loan without any trouble? Well, the answer is yes. You can opt for a personal loan from one of the top Non-Banking Financial Companies (NBFCs) to opt for the loan at affordable interest rates.  When you are choosing a personal loan, there are so many options at your disposal. But lower interest rates, longer tenure, higher loan amount are some of the features that you can enjoy when you opt for a Tata Capital Personal Loan. In this article, we will cover everything related to the personal loan facility provided by the Tata Capital so that you don’t have any doubt left in your mind. So, if you want to know about the features of it, eligibil

When you borrow a personal loan from ICICI Bank always calculate the EMI. It makes it easy for the borrower to pay the loan quickly if they know the EMI amount before the loan sanction. How does it help? Gives you time to plan the repayment, you can choose the tenure as per your repayment plan and reduce the interest payment by knowing the total amount you pay for an ICICI personal loan. To get all these benefits, you just have to use a simple calculator tool which is an ICICI personal loan EMI calculator . In this article, you know how to use the EMI tool and what are its working features. Know functioning of the ICICI Personal loan EMI calculator! The online calculator tool works in a mathematical expression of P × r × (1 + r)n/((1 + r)n - 1), where P is the amount you borrow, r is the ICICI personal loan interest rates and n is the repayment period. In the same manner you are required to insert the ICICI personal loan details in the EMI calculator. See the example below to know how

If you are getting married and you don’t have ample funds and savings to manage your wedding expenses, you can finance your marriage with a PNB Personal loan . Using the personal loan you can manage the expenses of your wedding. The expenses of a wedding may include booking venue, catering, jewelry, foods, and gifts for the relatives. So to bring all this together, you can apply for a personal loan. Read the article and know in detail how the loan will help you in these situations. Tips to plan wedding loan with PNB personal loan Plan your wedding budget very thoroughly and then estimate your loan requirement Calculate the amount of EMI, so that you can comfortably pay the loan Compare  other offers from multiple banks as well before making your decision  Follow the prudent approach to avail a personal loan. Who can borrow the PNB Personal Loan? If you are drawing salary from Punjab National Bank and a permanent employee of a Central, State Govt., or PSUs with a minimum 2 years of serv

A personal loan is undoubtedly one of the most utilized and popular financial products among the customers. Provided by banks and financial institutions, any individual can opt for the personal loan without pledging any security to the lender. The lender provides you a repayment period within which you will need to pay the loan amount back with interest charged on the amount. Personal loans can be taken for both short-term and long-term financial needs such as buying the latest smartphone or funding your child’s education or marriage, etc. But since there are so many options when it comes to the lenders, the confusion is bound to happen. That’s why it is important to choose the best personal loan for you. And in order to do that, you should ask some important questions to yourself so that you can make the best decision. In this article, we will be covering all those questions that should be asked and answered so that you can opt for the best personal loan according to your requirement

Dena Bank is amalgamated with Bank of Baroda which improves its lending rate and provides you the desired loan at an effective rate of interest. To get a personal loan from Dena Bank, you need to meet its eligibility criteria. You can borrow 9X your monthly income from Dena Bank at an attractive interest rate of 10.10%-15.10% per annum. Dena Bank provides you a loan depending on your age, income and creditworthiness. Read the article and know how to borrow Dena Bank personal loan . Income :- To get a Dena Bank personal loan, you need to have a regular income. And the salaried individuals should have a minimum net monthly income of INR 15,000 or above. The loan amount is based on the income you earn. Because an individual income shows the capacity of repayment. And if your income is high the loan is approved quickly. Age:- Your age should be minimum 24 years during the loan application process and not exceed above 55 years during the maturity period. Because if you apply for a Dena Bank

A personal loan is an unsecured type of loan to apply for it, you can go to the Fullerton India official website. Without the need for any collateral, you can borrow money from Fullerton India. And the Fullerton India Personal loan is approved by just examining the credit history and income of the borrower. It serves multiple purposes and is easily available for both a salaried and self-employed applicant. And for any unforeseen expenses, your needs are met with the Fullerton India personal loan. Like, you can get a personal loan for wedding, travel, education, vacation, medical emergency, any big purchase, home repair and to pay the debt. Read the article to know about the loan eligibility and other details. Fullerton India Personal Loan Details You can borrow up to INR 25 lakhs  With a flexible tenure of 12 to 60 months And getting the loan at a competitive interest rate from 11.99% onwards You can make the loan affordable to repay it in EMIs Within 30 minutes of approval, the loan