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Why is The Fullerton India Personal Loan an All in One Account?

A personal loan is an unsecured type of loan to apply for it, you can go to the Fullerton India official website. Without the need for any collateral, you can borrow money from Fullerton India. And the Fullerton India Personal loan is approved by just examining the credit history and income of the borrower.

It serves multiple purposes and is easily available for both a salaried and self-employed applicant. And for any unforeseen expenses, your needs are met with the Fullerton India personal loan. Like, you can get a personal loan for wedding, travel, education, vacation, medical emergency, any big purchase, home repair and to pay the debt. Read the article to know about the loan eligibility and other details.

Fullerton India Personal Loan Details

  • You can borrow up to INR 25 lakhs 

  • With a flexible tenure of 12 to 60 months

  • And getting the loan at a competitive interest rate from 11.99% onwards

  • You can make the loan affordable to repay it in EMIs

  • Within 30 minutes of approval, the loan amount will be disbursed to your bank account.

Eligibility for Fullerton India Personal Loan

  • You should be a resident citizen of India.

  • Working in private or public sector company or either self-employed

  • Age between 21 to 60 years to apply for Fullerton India Personal Loan

  • For Salaried applicants a minimum INR  25,000 per month income is required if residing in Mumbai or Delhi otherwise it can be INR 20,000.

  • The minimum yearly profit after the tax deduction will be determined by Fullerton India to approve a personal loan for self-employed.

Fullerton India Personal Loan Payment

To pay the borrowed amount, you can use the payment services such as ECS, PDCs, NACH, etc. using which the EMI amount will be deducted from your account before the due date. It helps on timely payment and reduces the chances of due payment on your Fullerton India personal loan. 

Per dishonour of cheque, ECS, or NACH Fullerton India charge INR 300+GST and a late payment charge of 2% will be levied on your due EMI amount. So, take care of these things when you pay Fullerton India personal loan.

How to Apply for Fullerton India Personal Loan?

You can visit the branch or go to the official website to apply for the Fullerton India personal loan. And when the form is filled, you need to submit the following documents with it.

Proof of identity

  • Aadhaar Card

  • PAN card

  • Voter ID card

  • Driving Licence

  • Passport 

Proof of address

  • Electricity Bill 

  • Telephone bill

  • Passport copy

Proof of income

  • Salary slips for the last three months  

  • Bank statement for the last six months

  • Income tax returns (ITR) report or form 16

  • Financial statements for the previous year (for self-employed)

  • Annual profit 

  • Balance sheet or turnover of the business

When the documents are verified the Fullerton India approved your loan application and the loan is secured to your account in a few minutes. So, apply for a personal loan today and meet your financial needs quickly without any trouble. If you have a regular income then there is no need to borrow money from anywhere when Fullerton India provides your personal loan with this many features.


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