Personal Loan Tips

We know you need financial help, but the question is when is the right time to seek a personal loan from Bajaj Finserv Ltd. There are many reasons for borrowing money, but you must be careful in personal loans because they are unsecured loans and can damage your credit history badly if not repaid in full. In this article you will learn in which scenarios borrowing Bajaj Finserv Personal Loan is a good idea. Wedding Is there a wedding in your family and due to some reasons you can’t make it to meet the necessary requirements, don’t worry about borrowing a Bajaj Finserv Personal Loan. It is one of the situations where a personal loan comes in handy. As it is disbursed quickly and you can borrow a maximum amount up to INR 25 lakh from Bajaj Finserv. The following is the list of wedding expense - Venue Decoration Catering Bride and Groom Clothes  Wedding Invitations Photography and Videography Accommodation for guests  And other miscellaneous expenses Travel Planning a family tri...

The facility of borrowing money has become so easier because of the ever-growing technology around us. Nowadays, you can opt for a personal loan without putting a step outside your home. Just open your laptop or mobile, fill in a few details, upload documents, and your loan amount will be disbursed to your account on being eligible. But a lot of people don’t know about the concept of EMI with which you repay the amount. Do you know that with the help of ICICI Personal Loan EMI Calculator , you can have an estimate about the EMI amount before choosing the personal loan.    An EMI amount is nothing but a fixed amount that a person needs to pay every month on a fixed date to clear off the outstanding personal loan within a fixed period. In the case of a personal loan, this period can be a maximum of 60 months. So, if you choose a 48 months tenure, you will need to pay 60 monthly installments towards the loan repayment. EMI amount consists of a portion of principal amount and...

When you borrow the bank of baroda personal loan, you will get instant money at lower interest rate with a flexible repayment option. Here in this post, you will learn the features of bank of baroda personal loan , so read and know more about the personal loan benefits. Why to Choose Bank of Baroda Personal Loan? The Bank of Baroda Personal Loan is an ideal choice for you, if you need funds urgently. It is recommended to borrow a personal loan, rather than overusing credit cards . Because the credit cards have strict credit limits, whereas, in the personal loan you can choose your exact loan amount. Also, not everywhere your credit card will be accepted, whereas, you can use the Bank of Baroda Personal Loan, and pay through cheque, bank transfer, or cash. There is a due date on your credit card bill, but you can repay the personal loan even over a period of time with predetermined EMIs. Flexibility on Bank of Baroda Personal Loan  Bank of Baroda offers flexibility regarding the use...

Life is full of uncertainties. You can't be sure about when you will need money. In a situation which can only be fulfilled by money, what should you do if you don't have enough money? Well, you could ask your parents or friends. But it is not a surety that you would get the money from them. That's where an Axis Bank personal loan comes into the picture. Although several banks provide the facility of Personal loans to customers, Axis Bank is quite popular among the customers due to its quick disbursal, affordable interest rates, and minimal documentation.  When you lend money from someone locally, you may provide something as security against the loan amount. However, in the case of an Axis Bank Personal Loan, you don’t need to provide any kind of collateral or security against the loan amount. But there are several important aspects of this loan facility that you should know. Application Process is one of the important among all factors. Other ones are eligibility criteri...