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When Should I Borrow a Bajaj Finserv Personal Loan?

We know you need financial help, but the question is when is the right time to seek a personal loan from Bajaj Finserv Ltd. There are many reasons for borrowing money, but you must be careful in personal loans because they are unsecured loans and can damage your credit history badly if not repaid in full. In this article you will learn in which scenarios borrowing Bajaj Finserv Personal Loan is a good idea.

Wedding

Is there a wedding in your family and due to some reasons you can’t make it to meet the necessary requirements, don’t worry about borrowing a Bajaj Finserv Personal Loan. It is one of the situations where a personal loan comes in handy. As it is disbursed quickly and you can borrow a maximum amount up to INR 25 lakh from Bajaj Finserv. The following is the list of wedding expense -

  • Venue

  • Decoration

  • Catering

  • Bride and Groom Clothes 

  • Wedding Invitations

  • Photography and Videography

  • Accommodation for guests 

  • And other miscellaneous expenses

Travel

Planning a family trip in a foreign destination, you might need a lot of money. But don’t worry with the Bajaj Finserv Personal Loan, you can meet all those expenses. Just choose the desired loan amount from the range and apply for it, according to your eligibility a loan is decided for you. If you are satisfied with the provided loan, you can proceed further. And after returning from your trip/vacation, you can repay the loan amount and interest in equated monthly installments. The following is the list of expenses of a foreign travel -

  • Airfare

  • Lodging

  • Transport service

  • Cost of meals 

  • Communications device, etc.

Medical Emergency

An emergency can knock your doors anytime, so in situations like that, you must borrow the Bajaj Finserv Personal Loan. Because it is important  for you to be financially stable in a medical emergency. It is good to have money, so there won’t be any delay in any type of treatment or surgery. This is one of the situations where a loan can save someone's life. So don’t hesitate in applying for a Bajaj Finserv Personal Loan if there is a medical emergency. Because taking care of your requirement the lender also disburses the loan fast.

Education

You want best for your child and don’t expect that your child studies would get affected due to financial problems, so in this case, you should borrow a Bajaj Finserv Personal Loan. The loan enables you to handle all the expenses of your child education that includes school fee, books purchase, laptop purchase, etc.

Why Bajaj Finserv Personal Loan?

Now you may be thinking why to borrow a personal loan from Bajaj Finserv and not any other lender, the following is the reason for this -

  • Fastest Online Approval: You can visit Bajaj Finserv official website and apply for the loan from the comfort of your home or office.

  • Paperless approval: No need for any papers just upload the documents online

  • Money in Bank 24 hours: For your urgent money requirement, Bajaj Finserv offers the fastest loan disbursement

  • Maximum Loan Amount: From Bajaj Finserv you can borrow up to INR 25 lakhs 

  • Online Account: You can check your loan account online anytime at your convenience, just login to your account using your password and user id.

  • Lowest Interest Rate: Borrow a personal loan at an interest rate of 10.99% per annum

  • Part and Pre Payment: When you have a raise in your income or earn a bonus, you can use it to part or pre pay your loan, you can reduce the burden.

  • No Foreclosure Fee: There is a zero foreclosure charge on your loan by which you can save more.
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