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Is Bajaj Finance Personal Loan Interest Rate the Best for You?

Many of us give priority to the interest rate while borrowing a loan. But our issue has been resolved with Bajaj finance personal loan interest rate. Yes, with the bajaj finance personal loan, you can avail an interest rate starting from 13.00% per annum. And this rate of interest will be dependent on your current income, credit score, monthly obligations and type of employment. As you know unsecured loans are easy to get but it's really hard to find a lender that offers you a personal loan at an affordable rate, and your need has been fulfilled by Bajaj Finance. So read this article furthermore to know the benefits of bajaj finance personal loan interest rate.

List of Advantages

  • lower interest rates means lower EMI

  • lower EMI means affordable interest payouts

  • use bajaj finance personal loan emi calculator for assistance

  • loan closure before the maturity of the bajaj finance personal loan

  • no extra cost for lower bajaj finance personal loan interest rate

  • fixed bajaj finance personal loan interest rate throughout the repayment tenure

Illustration of Bajaj Finance Personal Loan Interest Rate

Dev searched numerous lenders' loan products but wasn't able to find a one that offers him the desired loan amount at an affordable rate. But later he came across to the bajaj finance personal loan, the lender is providing Dev his desired loan amount and the bajaj finance personal loan interest rate is also good. So all in all he locks-in a great deal for himself. 

Let’s find out Dev repayment schedule as per the following data using bajaj finance personal loan emi calculator.

  • loan amount - INR 8,00,000

  • interest rate - 14.00% per annum

  • Tenure - 12-60 months

Table showing different EMI and interest payout results as per the changing repayment period.

Loan Amount

Interest Rate

Tenure

EMI

Interest Outgo

Total Repayment

8,00,000


14.00%

1

71,830

61,956

8,61,956

8,00,000


14.00%

2

38,410

1,21,847

9,21,847

8,00,000


14.00%

3

27,342

1,84,316

9,84,316

8,00,000


14.00%

4

21,861

2,49,337

10,49,337

8,00,000


14.00%

5

18,615

3,16,876

11,16,876


Apply for Bajaj Finance Personal Loan as Follows:

  • Visit Bajaj Finance official website

  • Click to ‘Personal Loan’

  • Check your eligibility

  • Know your loan limit

  • Click the ‘Apply Now’ button

  • An application form will appear on your screen

  • Enter your details such as full name, mobile number, email, etc.

  • Submit the form when its duly filled

  • And wait for the response

Bajaj Finance customer care service will call you when the online application procedure is completed to intimate that your application is accepted and is being verified. After the application verification process, submit a list of documents that contain your ID proof, income proof and permanent address details. If the lender accepted your loan application, your loan will be disbursed in your account within 24 hours after the approval notification.

Note - Bajaj Finance will charge a processing fee on your loan amount that will be deducted from your loan at the time of disbursal, it is up to 4.13% of your loan plus the applicable taxes will apply.
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Location: India

Comments

  1. Jennifer K RobertMay 19, 2021 at 2:53 AM

    Hi everyone, I saw comments from people who had already got their loan from Anderson Loan Finance. Honestly, I thought it was a scam, and then I decided to make a request based on their recommendations. A few days ago, I confirmed in my personal bank account amounting to $15,000 dollars which I applied for. This is really a good news and I am so very happy that I advise all those who need a real loan and who are sure to reimburse to apply through their email (text or call) +1 719 629 0982. There are sincere loan lenders! They are capable to lend you a loan. Contact Mr Anderson E-mail: andersonraymondloanfinance@gmail.com

    Phone: +1 719 629 0982


    E-mail: andersonraymondloanfinance@gmail.com

    Office address is (68 Fremont Ave Penrose CO, 812400).

    ReplyDelete

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