The need of funds can come from anywhere to anyone at one point in his or her life. To fulfill this financial need, people need urgent funds and this need can be fulfilled by a personal loan. In today’s times, there are several banks and financial institutions that provide personal loans at affordable interest rates. Clix Capital is one of the popular lenders in India that provide personal loans to customers for fulfilling their sever financial needs. There are several lenders who opt for Clix Capital personal loan at affordable interest rates.
The best thing about a Clix Capital Personal Loan is that you don’t need to submit any collateral or security against the loan amount. In this article, we will cover everything about this loan facility so that you can choose this loan facility provided by the Clix Capital without any doubt. If you are someone who is struggling from some emergent need and looking to get funds, a personal loan could be the best option for you. We will tell you about its features, interest rates, loan amount, how to use the EMI Calculator, etc. So, without any further delay, keep reading!
Features of Clix Capital Personal Loan
There are some features of Clix Capital personal loan that makes it preferable for all the customers who are looking to opt for a personal loan. We are showing all of them below. Have a look.
- Clix Capital personal loan interest rates are one of the most affordable rates in the market. When choosing any loan, interest rates are one of the most important things to keep an eye on. Interest rates directly affect your repayment amount. Clix Capital decides the interest rates on the basis of several factors such as your monthly income, employment type, job history, loan amount, credit score, etc.
- With this loan facility, you can opt for the loan amount as minimum as INR 1 lakh and as high as INR 25 lakh. However, the final loan amount will depend on the overall profile and your repayment capacity.
- The maximum tenure for this personal loan is fixed at 12 months to 60 months from which you can choose according to your repayment convenience.
- Clix Capital offers customers faster approval so that they can get the required funds in their accounts as soon as possible. Once the loan is approved, you can get the funds in your account within 48 hours.
What is the Eligibility Criteria?
There are a few conditions that you need to fulfill before applying for the Clix Capital personal loan. All of them are mentioned below. Have a look.
- Minimum age must be 25 years. Though, an applicant can apply for this loan until 58 years of age.
- Maximum loan amount is fixed at INR 25 lakh. Clix Capital will decide the final loan amount based on your overall profile and repayment capacity.
- Salaried employees must have a minimum work experience of 1 year (12 months). The individual must have been working in his or her present job for the last 6 months.
- The minimum monthly income is fixed at INR 25,000 so that an individual can repay the loan amount on time.
- Any existing obligations in the form of a loan or credit card EMIs can reduce your approval chances of getting a personal loan.
Other than this, you can also use the Clix Capital personal loan eligibility calculator to know the maximum eligible loan amount for yourself. You will need a few details such as monthly income, age, existing obligations, etc.
Required Documents
There are a few basic documents that you will need while applying for the Clix Capital personal loan. You can check them below.
- Complete Application Form
- Recent Passport-size photograph
- Identity (ID) Proof - Aadhar Card, PAN Card, or Government ID Card
- Address Proof - Aadhar card, Passport, Voter ID Card, Driving Licence
- Income Proof - Latest one-month Pay Slip of Form 16 of the Current Year
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