Somehow we are all stuck in a financial situation where all our savings have been used, in such time bajaj finance personal loan comes in handy. You can apply for this loan and get an instant fund in your account. And when your problem is solved, you can repay the bajaj finance personal loan in equated monthly installment, starting from the next month of the disbursal. Read this article to unravel the bajaj finance personal loan benefits and features.
Bajaj Finance Personal Loan Limit
You can borrow up to INR 25 Lakh from Bajaj Finance Limited as a personal loan. And you will be eligible for this higher limit if your age, income and credit history all point towards your creditworthiness for this loan. So when you apply for a Bajaj Finserv Personal Loan, do check the eligibility criteria if you want to know the amount you are eligible to borrow.
Age between 23 and 55 years
Salaried individual
Minimum 1 year of work experience in an MNC, public or private company
Indian Citizen with all the valid ID proof such as Voter Id, Passport, Driving License, etc.
CIBIL Score of more than 750
And the minimum salary should be as follows: INR 35,000 per month (Bangalore, Delhi, Pune, Mumbai, Hyderabad, Chennai, Coimbatore, Ghaziabad, Noida, Thane), INR. 30,000 per month (Ahmedabad & Kolkata), INR 28,000 per month (Jaipur, Chandigarh, Nagpur, Surat, Cochin) and it is INR. 25,000 per month (Goa, Lucknow, Baroda, Indore, Bhubaneswar, Vizag, Nasik, Aurangabad, Madurai, Mysore, Bhopal, Jamnagar, Kolhapur, Raipur, Trichy, Trivandrum, Vapi, Vijayawada, Jodhpur, Calicut, Rajkot)
Purpose of Bajaj Finance Personal Loan
Needs are fulfilled with Bajaj Finance Personal loans, but when is the right time to borrow a loan. You might don’t want to take an unnecessary burden, so apply for this loan when the need arises. Because Bajaj Finance Personal Loan is specially designed for urgent needs where you have no other options left. This is the perfect solution for your financial needs because it doesn’t require any of your assets as security. Check out the below situations to know when borrowing a personal loan is a smart choice.
Medical emergency - Health risks are arising in India and there is no way by which you can protect yourself. So why don’t use this Bajaj Finance personal when a health issue arises. It is instantly disbursed and comes at an attractive interest of 13.00% onwards.
Debt consolidation - You can merge your other debts to Bajaj Finance personal loan to get the benefit of its attractive interest rate and with this, you can reduce the burden of multiple debt payments.
Higher education - We want everything best for our children, so why should there be settling when it comes to their future. Fund their education using Bajaj Finance personal loan and pay for the borrowed amount in EMI. With this, you can provide the best to your child without affecting your financial health.
Home renovation - Things change we change with time, but why not your home. Give a new look to your home interiors and exterior with renovation. And if you think you can’t afford it, apply for Bajaj Finance personal loan.
Wedding - Normally, we are unable to meet the high-end expenses of an Indian wedding. So if you don’t want that there is a delay on your special occasion, apply for a personal loan online at Bajaj Finance Ltd.
Travel - Trips and vacations with friends or family can make a great impact on your savings. So instead of using your savings, you should borrow Bajaj Finance personal loan. An easy solution for your spending issues. With this loan, you can borrow a lump sum or use the Flexi term loan. In a Bajaj Finance Flexi Term loan, you can withdraw the amount under your loan limit and the interest will apply to the used amount, which means less EMI and interest outgo.
So what are you waiting for, apply for the Bajaj Finance personal loan today and get free from your money problems?
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